Loan Originator

NRL Mortgage opens doors so our originators can close more loans.


Join our team

Whether you are looking to enter the mortgage industry or searching for the team that will accelerate your career, NRL Mortgage gives you the footing to jump start your next step.

With our upbeat company culture, 24/7 hands-on support, and competitive compensation packages, we set our originators up for success and eliminate hurdles that get in the way of their growth.

View Open Positions

Asset 2.png


As experts in our industry, we see our loan products and our services from a different perspective than our customers do. Benefits that you see in your service are different than the benefits your customer sees. You perceive what makes your business different – your customer sees only what your services will do for him/her and chances are, your competitors can do the same thing. Your customer will decide to move forward with the company they “feel best” about. Our job is to make sure they feel best about yours.

One thing is certain – marketing is a business tool that is required to effectively grow and build your production.

That is why we have invested in building out a full suite of marketing services and custom solutions, including:

State-of-the-art CRM

With robust marketing automation and custom campaign creation

Realtor partner tools

Including single property websites, open house flyers, and a wide range of co-branded marketing assets.

Intelligent alerts

On your contact database that allow you to reach your contacts at crucial moments.

Dynamic web assets

Make an impression in-person and online with a fully optimized personal website

Digital marketing tools

Such as interactive calculators and dynamic videos

Local event support

To make your next event a raging success

Social media support

Social media management, content planning, advertising, and training

Custom graphic design

If you can dream it, we can design it


Product Hitlist

Everything you need is at your fingertips. At NRL Mortgage, we have all the basic tools you need to grow your business. We also understand the challenge of differentiating yourself in the mortgage marketplace, so we offer many of those unique, use-them-only-when-needed tools that other lenders simply do not offer. By providing you with an extensive toolbox of products, we enable you to build a successful business that serves diverse borrowers with wide-ranging needs.



Conventional Loans

  • 620 Minimum FICO (no minimum with LP approval)
  • 97% LTV allowed
  • Single premium MI options available
  • No max DTI with DU/LP approval


FHA Loans

  • 500+ FICO with 10% down
  • 580+ FICO with 3.5% down
  • FHA streamline refinance with no appraisal or DTI calculation
  • No max DTI with DU/LP approval


VA Loans

  • 500 minimum FICO with 0% down
  • Interest rate reduction refinance loan (IRRRL) with no appraisal or DTI calculation
  • Loan amounts to $2 million
  • No max DTI with DU/LP approval


USDA Rural Loans

  • 580 minimum FICO with 0% down
  • No max DTI with GUS approval
  • Roll in closing costs up to 102.75% of sales price or appraised value (whichever is higher)
  • Streamline assist refinance with no appraisal or DTI calculation


Jumbo Loans

  • 620 Minimum FICO
  • Up to 95% LTV allowed
  • Allow for loans as high as $3 million
  • Wide variety of loan terms available


Niche Products

  • Assets-for-income programs
  • Bank statement programs
  • Bond & down payment assistance
  • Non-warrantable condominiums
  • Fannie Mae Home Ready
  • Fannie Mae Homestyle Renovation
  • FHA 203(k) limited and standard
  • Foreign national programs
  • Freddie Mac Home Possible
  • ITIN programs
  • Investor programs (no income documentation required)
  • Jumbo to 90 LTV
  • Manufactured homes
  • One-time close construction
  • Recent housing events

121 Commitment

We understand that the best way to deliver an exceptional borrower experience is to fully commit to the success of our originators. The secret to our success is quite simple: We put production first. This was the basis for creating our 121 commitment. By utilizing all resources and providing our originators the tools they need to succeed, we are providing the most reliable experience to our sales team.

Originators will receive their disclosures within one business day, receive underwriting decisions within two business days of their loan being received in underwriting, and receive closing documents within one business day of the loan being received in closing.