Our leadership team is made up of dedicated, focused, and experienced executives. Working with each other and with our employees nationwide, their diverse sets of knowledge and skills come together to further our company’s mission and shape our value-centric culture.


Chief Executive Officer

With over two decades of experience in the mortgage industry, Mewael has worked at all levels of the business, holding previous positions as a Loan Originator, Branch Manager, Executive Vice President of Operations, Chief Production Officer, and most recently Chief Executive Officer (CEO). As CEO, Mewael brings together the sales and operations teams to achieve an integrated high-quality customer experience. Continually implementing efficiency opportunities, Mewael strives to optimize the NRL lending process every step of the way, achieving some of the fastest turn times in the industry. Just as passionate about the employee and branch experience, Mewael embodies NRL’s ICARE values. He leads with an emphasis on transparency, relationships, and compassion. Mewael has an FHA Direct Endorsement certification and is a member of the Texas Mortgage Bankers Association and the National Mortgage Bankers Association. He is a native Houstonian who attended the University of Texas at Austin. He enjoys spending time with his wife and three children, playing golf and rooting for his favorite...


President & Chairman of the Board

Ron's extensive experience, commitment to excellence, caring, and his compassionate style are his greatest strengths as a leader. His career in the mortgage industry started in 2001 on the front lines for another national lender. NRL Mortgage capitalized on Ron's skills to help expand their team. In his first year at NRL, he grew the company from 200 million in volume to 400 million in annual sales - more than doubling the volume. Currently originating about $3.0BB in annual residential mortgages, with over 60 locations, licensed in 48 states.  

As President and Chairman of the Board of NRL, he believes in taking care of clients and getting the deal done. Ron’s vision is to grow NRL into one of the top mortgage companies in the country. Some of Ron’s awards are, a Top 40 under 40 Rising-Star Award from Housing Wire, a national housing publication, the Next 40 Mortgage Professionals to Watch from the National Mortgage Professional, the Hot 100 by Mortgage Professionals of America, the Who’s Who in Real Estate by Houston Agent Magazine and Ron was also honored as a Most...


Chief Secondary Officer

Michael entered the mortgage industry in 1999 as a loan processor, soon progressing to loan originator and then branch manager. Since co-founding Nations Reliable Lending in 2007, Michael has played a pivotal role in the company's growth. He has served in many departments at NRL Mortgage, including Underwriting and Credit. A member of the Texas Mortgage Bankers Association and the National Mortgage Bankers Association, Michael also holds an FHA Direct Endorsement. He received his Bachelor’s Degree in Business Management from Texas A&M. Michael enjoys playing golf and spending time with...


Chief Operations Officer & General Counsel

Kevin is a highly accomplished mortgage executive with 24 years of experience leading large-scale teams on multiple continents. Kevin is licensed to practice law in Texas and is also a Lean Six Sigma Black Belt and Certified Residential Appraiser. He holds a bachelor's degree from Texas A&M University and a law degree from South Texas College of Law. Kevin enjoys outdoor activities and spending time with his family in Houston.

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Chief Financial Officer & Chief Technology Officer

Joe leads the Accounting, Treasury, Finance, Information Technology, and Compliance activities at NRL Mortgage. He began his mortgage banking career over 30 years ago and has held senior leadership roles with First Franklin, Clayton Holdings, FirstCity, SN Servicing, National City and Vantium Capital. Joe brings a unique combination of skills and experience, combining accounting and finance, risk management, operations, and portfolio management. He is a member of the National Mortgage Bankers Association and lives in the Houston area with his wife and three daughters. Joe completed his...



Matt began his mortgage career in 1998 as a loan officer assistant and quickly moved into a loan officer role, where he became a top producer for the company averaging over 120 loans per year. With over 23 years of experience, Matt has gained extensive knowledge of both the sales and operational sides of the mortgage industry. He has a proven track record of implementing company-defining strategies and initiatives to help drive volume and improve efficiencies. Matt is a member of the Texas Mortgage Bankers Association, the National Mortgage Bankers Association, and a past president of...