Our leadership team is made up of dedicated, focused, and experienced executives. Working with each other and with our employees nationwide, their diverse sets of knowledge and skills come together to further our company’s mission and shape our value-centric culture.


President & CEO

Ron's extensive experience, commitment to excellence, caring, and his compassionate style are his greatest strengths as a leader. His career in the mortgage industry started in 2001 on the front lines for another national lender. NRL Mortgage capitalized on Ron's skills to help expand their team. In his first year at NRL, he grew the company from four branches to almost twenty - more than tripling the volume. As President and CEO of NRL, he believes in taking care of clients and getting the deal done. Ron’s vision is to grow NRL into one of the top mortgage companies in the country. In 2015, Ron received a Top 40 Under 40 Rising Star Award from HousingWire. He is a Houston native and left only for a short while to attend the University of Texas in Austin, graduating in 2001 with a BA in Economics. He returned to his roots in Houston, where he now lives with his wife and their three children.

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With over a decade of experience in the mortgage industry, Mewael has worked at all levels of the business, holding previous positions as a Loan Originator, Branch Manager, Executive Vice President of Operations, and most recently Chief Production Officer. As CPO, he currently manages over 60 branch managers, and is actively developing new markets. Having formerly managed operations, he’s focused and motivated in bringing the operations and production teams together to maximize potential. He has an FHA Direct Endorsement certification and is a member of the Texas Mortgage Bankers...


Chief Secondary Officer

Michael entered the mortgage industry in 1999 as a loan processor, soon progressing to loan originator and then branch manager. Since co-founding Nations Reliable Lending in 2007, Michael has played a pivotal role in the company's growth. He has served in many departments at NRL Mortgage, including Underwriting and Credit. A member of the Texas Mortgage Bankers Association and the National Mortgage Bankers Association, Michael also holds an FHA Direct Endorsement. He received his Bachelor’s Degree in Business Management from Texas A&M. Michael enjoys playing golf and spending time with...


Chief Operations Officer & General Counsel

Kevin is a highly accomplished mortgage executive with 24 years of experience leading large-scale teams on multiple continents. Kevin is licensed to practice law in Texas and is also a Lean Six Sigma Black Belt and Certified Residential Appraiser. He holds a bachelor's degree from Texas A&M University and a law degree from South Texas College of Law. Kevin enjoys outdoor activities and spending time with his family in Houston.

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Chief Financial Officer & Chief Technology Officer

Joe leads the Accounting, Treasury, Finance, Information Technology, and Compliance activities at NRL Mortgage. He began his mortgage banking career over 30 years ago and has held senior leadership roles with First Franklin, Clayton Holdings, FirstCity, SN Servicing, National City and Vantium Capital. Joe brings a unique combination of skills and experience, combining accounting and finance, risk management, operations, and portfolio management. He is a member of the National Mortgage Bankers Association and lives in the Houston area with his wife and three daughters. Joe completed his...



Matt began his mortgage career in 1998 as a loan officer assistant and quickly moved into a loan officer role, where he became a top producer for the company averaging over 120 loans per year. With over 23 years of experience, Matt has gained extensive knowledge of both the sales and operational sides of the mortgage industry. He has a proven track record of implementing company-defining strategies and initiatives to help drive volume and improve efficiencies. Matt is a member of the Texas Mortgage Bankers Association, the National Mortgage Bankers Association, and a past president of...