About NRL

We've built our business by providing the most important thing a lender can: Reliability.

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Our Philosophy

Our approach to business can be summed up in two words – Reliability Matters.

Embracing reliability as a core value on paper is the easy part. We’ve made it a habit. From the top down, we have a culture that celebrates steadfast service to our customers, partners, employees, and communities. We believe in earning the confidence of the people we work with by empowering them with information and treating them with compassion. We mind the details, because we know that following through on the small things is what prepares us to perform when it matters most.

Over the past 10 years, we’ve built our company by keeping our mission to be the most reliable lender in the business at the center of every decision we make. We’ve built a foundation of sustainable processes that enable us to deliver on every promise, every time, and we continue to invest in innovation that ensures we’ll be here to serve the next generations of homeowners. That’s why people around the corner and across the nation rely on NRL Mortgage to get them home.

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Our Core Values

At NRL Mortgage, our core values aren’t simply a list of aspirations. We are committed to representing our values in all aspects of our daily operations They guide our relationships, underlie our decisions, and inform our actions. They form the foundation on which we achieve success for both our company and our customers.

I

Integrity/Honesty

C

Communication

A

Accountability

R

Reliability

E

Empowering

Our Story

2007

Nations Reliable Lending was founded

2008

Licensed in 1 state

2011

Named to Inc. 5000 list of Fastest-Growing Private Companies in the U.S.

2012

Licensed in 3 states

2013

Licensed in 13 states + Washington D.C.

Named to Inc. 5000 list of Fastest-Growing Private Companies in America

2014

Licensed in 23 states

Operating in more than 40 branches

2015

Named to Inc. 5000 list of Fastest-Growing Private Companies in America

Named a Top Workplace by the Houston Chronicle

Licensed in 38 states

NRL President, Ron Zach, awarded Housing Wire's 40 Under 40 Rising Star Award

2016

Licensed in 43 states

Named to Inc. 5000 list of Fastest-Growing Private Companies in America

Named #17 on Houston Business Journal's Fast 100 List

Named a Top Workplace by the Houston Chronicle

Close $1 billion in total loan volume

2017

Licensed in 45 states

Operating in more than 55 branches

Named a Top Mortgage Employer by National Mortgage Professional Magazine

Named to Inc. 5000 list of Fastest-Growing Private Companies in America

Named a Top Workplace by the Houston Chronicle

NRL President, Ron Zach, named to NMP Magazine's 40 under 40 List & MPA Magazine's Hot 100 List

2018

Nations Reliable Lending rebrands to NRL Mortgage and reveals new logo

Awarded as a Top Mortgage Lender in Top Dollar Volume by Scotsman Guide

President Ron Zach awarded as a Most Admired CEO by the Houston Business Journal

Named a Top Workplace by the Houston Chronicle

2019

Named to Mortgage Executive Magazine's list of Top 100 Mortgage Companies in America

President Ron Zach named to National Mortgage Professional Magazine’s list of 40 most influential mortgage professionals under 40

NRL celebrates its highest month in production in the history of the company in May 2019

Named a Top Workplace by the Houston Chronicle for the 5th year