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What our Others are Saying

Some great testimonials from our clients

Is the best
Chris made himself available to answer our questions And provi a seamless experience.
The entire process was easy, organized, and we had our questions answered quickly. We had a great experience!
It was fun
Very patient with us friendly and very professional
From beginning to end Tim has very helpful and patient with me when completing tasks needed for the process . He has become a friend that I can't thank enough for making a dream come true!
I cannot recommend Jose highly enough for anyone looking for a truly outstanding lending experience. From start to finish, he was nothing short of amazing. Jose demonstrated a level of professionalism and expertise that is rare to find. He was incredibly informative throughout the entire process, ensuring that I fully understood every step and felt confident in the decisions being made. His ability to break down complex financial details into clear, understandable terms was invaluable. What really stood out about Jose was his dedication and genuine desire to help. He was always available to answer questions, often going above and beyond to address any concerns I had. His responsiveness and attention to detail made a potentially stressful process seamless and efficient. Jose’s determination to make things happen was remarkable. He worked tirelessly to navigate any obstacles, ensuring that my needs were met and the process moved forward smoothly. His perseverance and positive attitude turned what could have been a daunting experience into a truly rewarding one. Thanks to Jose’s efforts, everything came together perfectly. I am beyond grateful for his support and expertise and would not hesitate to work with him again or recommend him to anyone in need of a reliable, skilled, and supportive lender. Thank you, Jose, for going above and beyond to make this happen!
Brent and Danielle were absolutely amazing!!!! They exceeded all of my expectations and then some. It was just an overall great experience
Crystal is Excellent! Cannot say enough good things about her!
Jose went anove above & beyond in helping us find our perfect home! He was always available to answer questions, figure out exactly what we needed. I would recommend Jose and NRL to anyone looking for a new home.
We had a great experience , staff was really friendly and very helpful.
's background in finance gave us a good perspective on market conditions and what to expect through the entire process.
Jose was super prompt and communicative!
Joe cares about his clients. He is very responsive and knowledgeable. I made a great choice using Joe as my MLO. 10/10
Kimberly was responsive and went above and beyond to get this file closed! Great to work with!
The team was very responsive and worked hard to get us the best rates as well as lowering our closing costs. Jennifer was also so kind to speak with.
Took over after a previous lender had no comminication and was unable to close. Mark and his team were able to get me the home I wanted. I should've used him all along.
Working with Michael Wilson at NRL has been a wonderful experience! From our very first conversation, he made us feel comfortable and confident throughout the entire mortgage process and our initial refinance. Michael is incredibly knowledgeable and patient, and his personable nature always put us at ease. He consistently went above and beyond to answer all our questions, no matter how small. He kept us updated at every step, making what could have been a stressful process feel seamless and straightforward. We truly felt cared for and valued as clients. If you’re looking for a dedicated, professional, and friendly mortgage officer, Michael Wilson is the one to trust. We highly recommend him!
"It was easy and they kept me up to date."
Mark !!!! YOU AND YOUR STAFF ARE THE GREATEST FROM START TO CLOSING I CANT SAY ENOUGH!!!
Because I got a home out of the deal
With the help of Mr BAXTER BARBER and my agent ALLAN going through all necessary steps to my advantage as a buyer even if it takes time getting to the final goal ( the Closing table) Thank you again for your hard work BAXTER
Outstanding job! Thank you so much!
Pete Saavedra made what could have been a complex process feel seamless. Mr. Saavedra’s ability to clearly explain the options available to me, promptly address my questions, and guide me through every step of the process was truly commendable. I felt confident and supported throughout, which is a testament to your commitment to excellent customer service. I would gladly recommend you and your branch to friends, family, or anyone seeking mortgage services. Best regards, Noe Arzola
Shawn was the bomb! 10/10 stars. He was quick to respond and worked closely with me.
Natasha was extremely knowledgeable, professional, helpful, and great to work with. She worked with us and for us every step of the way! She answered and explained any questions we had as we completed the computer process. I would highly recommend Natasha!!
This was actually our 3rd home purchase with Pat and will always come back. This one was particularly challenging, but Pam worked and worked until we got it done. We closed last night. Pat is truly amazing!
Todd is a magician with numbers! He can make anything possible!!!
Marc was great and supportive throughout the process!
Marc is the best mortgage loan officer I have ever worked with in my 30+ years in real estate. His attention to details move the loan process along smoothly and quickly.
My experience was excellent. Pat and her staff are top notch. I would definitely recommend NRL Mortgage. Pat and her staff are absolutely wonderful.
I felt at ease throughout the whole investment property buying process as all my questions, no matter how insignificant, where answered promptly. There was never any hesitation on the part of mortgage, lender and real estate that she didn't have at her fingertips.
Marc is super knowledgeabl, takes the time to explain everything clearly , moves the process along efficiently and has a great team supporting him.
Michelle is my go-to LO for all my clients! As a realtor, I have high standards for those I choose to work with and i promise you, you won't be disappointed with Michelle! Thank you for your hard work, Michelle!
Karly was absolutley amazing from beggining to end. Her communication was excellent and her professionalism was above the bar. I would highly recommend Karly to buyers in the future.
Made my first time home buying experience smooth and easy. Michelle and her team went above and beyond to make sure I understood the process. Trustworthy and comfortable to work with.
I have never been disappointed working with an escrow officer affiliated with NRL. Everyone I have had the pleasure of working with goes above and beyond for my clients. NRL makes the home buying process easier on an overwhelmed buyer.
Brent and his team were great!
Natasha is the best
Marc Elliott has been an absolute pleasure to work with! As a real estate agent, it’s so important to have a lender who communicates clearly and keeps the process running smoothly, and Marc exceeded all expectations. He was always available to answer questions, kept my client informed every step of the way, and worked hard to make sure everything stayed on track. It’s clear he genuinely cares about his clients and their goals. I’d happily recommend him to anyone!
As a realtor, I truly appreciated working with Tonette Pipkins. She provided exceptional support to my clients, ensuring a quick and smooth transaction. Her efficiency and professionalism made the entire process seamless, which is invaluable in this industry. Highly recommended!
Denzil made the whole process pleasure. I never thought getting a home loan would go so smoothly. Denzil made sure i was never at a loss as to what needed to be done next. Highly recommend!
Marc Elliott has been an absolute pleasure to work with! As a real estate agent, it’s so important to have a lender who communicates clearly and keeps the process running smoothly, and Marc exceeded all expectations. He was always available to answer questions, kept my client informed every step of the way, and worked hard to make sure everything stayed on track. It’s clear he genuinely cares about his clients and their goals. I’d happily recommend him to anyone!
We recently worked with Karly and we really have no words to our experience. The whole process was very smooth and she was by our side throughout the way. Anytime we needed something she was there ready to answer any question we had. This was a great company and we couldn’t be any more happy with our new home without the help of NRL mortgage.
I could not recommend Timothy enough! From start to finish, he went above and beyond to ensure we secured the best possible home loan. He made what could have been a stressful and overwhelming process feel seamless and even enjoyable. Timothy was incredibly knowledgeable, patient, and responsive, always taking the time to explain every step of the process and answering all of our questions (and we had a lot), no matter how small. What truly stood out was his genuine care for our family and commitment to helping us achieve our dream of homeownership. Timothy is truly the best, and we are forever grateful for everything he did to make our dream home a reality!
I had the pleasure of working with Timothy Richardson from NRL Mortgage, and I cannot recommend him highly enough. From start to finish, Timothy was outstanding—always quick to respond to questions and incredibly attentive to our needs. He went above and beyond to make sure we felt comfortable throughout the entire process. His professionalism, paired with a personal touch, made the experience seamless. He truly treated us like family, and it’s rare to find that level of care and dedication in a lender. If you’re looking for someone who will work tirelessly on your behalf, Timothy is the one you want by your side. Thank you, Timothy, for everything!
I had the pleasure of working with Timothy Richardson from NRL Mortgage, and I cannot recommend him highly enough. From start to finish, Timothy was outstanding—always quick to respond to questions and incredibly attentive to our needs. He went above and beyond to make sure we felt comfortable throughout the entire process. His professionalism, paired with a personal touch, made the experience seamless. He truly treated us like family, and it’s rare to find that level of care and dedication in a lender. If you’re looking for someone who will work tirelessly on your behalf, Timothy is the one you want by your side. Thank you, Timothy, for everything!
Everyone was super helpful in assisting me with any questions I had. The process was smooth and easy I will definitely recommend to other in the future
Denzil and his team made the process whole way smoother then I expected. i was never at a loss of what I needed to do next.
By me being a first time home buyer i really got lucky with CLIFF this guy went out of the way to make sure I got a good deal and interest rates, you can't as for more! give that man a raise 👍!
Well I think I just lucked up and found a great team of people that is friendly, kind ,honest and trustworthy to Me that's everything and as soon as I hear someone is looking to refinance or buy i will send them this way! Once again thank you CLIFF Saunders.
Paul is th best! He made everything easy.
Pat is the best in the game and incredible to work with.
Michelle made the process easy and took the time to explain things to me as a first time home buyer.
Made first time home buying so
Trusted mortgage loan professionals. I would encourage anyone to give Mr. Clifton and his Team Staff the opportunity to complete their mortgage loan. They're very creative and know about all the intricacies of a complex loan mortgage transaction. Best, Martin A.
Mr. Clifton Saunders and his Team Staff at NRL Mortgage - Deer Park are highly mortgage loan professionals that exceeded mine and my clients expectations. Their communication, work flow, and performance was superb meeting our closing dateline in a seamless timely manner while doing it very efficiently for my buyers. I'll be recomending their mortgage services to my friends, clients, and fellow Realtors. Best, Martin A. w/Central Metro Realty
Very good service, thank you very much for everything.
Scott is a wonderful loan originator. He went through the entire process from the begining to the end. I enjoy working with Scott because he provides five star excellence.
Karly made this experience very pleasing . She was always available to answer any questions we had. She was nice and friendly always explaining our options quick to respond.
Karly was absolutely amazing throughout this whole process,any questions we had (and we had a lot!) she was able to give us an answer easily and quickly! We couldn't have asked for a better experience! Thank you for all of your help Karly!
Joanne Yoder
Jared held our hand during the entire process. His professional guidance was above and beyond. It left us feeling secure with all our transactions. His knowledge and competence was so reassuring for our peace of mind. Thank you Jared for a wonderful experience!
Continually informed me and answered any question I had at any time in a way that made it easily understood.
Katrinia was absolutely the best part of the home buying experience. For months not only was she guiding us down the path of loan approval and home buying, but also mentoring us every step of the way. We truly came out of this experience more knowledgeable and better equipped for the future thanks to her. I would not hesitate to recommend her to anyone asking! She always had our best interest at heart and it showed. She will also work tirelessly and with any schedule you give her to get the job done!
Katrinia was absolutely the best part of the home buying experience. For months not only was she guiding us down the path of loan approval and home buying, but also mentoring us every step of the way. We truly came out of this experience more knowledgeable and better equipped for the future thanks to her. I would not hesitate to recommend her to anyone asking! She always had our best interest at heart and it showed. She will also work tirelessly and with any schedule you give her to get the job done!
Pam is always so wonderful to work with. She's always available, answers all questions, fast to respond and just over all a delight to work with.
Everyone on staff worked diligently to ensure that the transac went through smoothly and in a timely manner.
is incredibly knowledgeable in the area of finances and home lending. He and his team are second to none and are excellent at their jobs! Robert walked with us through every step of the lending process, and did everything he could to ensure the best experience possible. I highly recommend Robert Collier atas ome lender!
As a realtor, I truly appreciated working with Tonette Pipkins. She provided exceptional support to my clients, ensuring a quick and smooth transaction. Her efficiency and professionalism made the entire process seamless, which is invaluable in this industry. Highly recommended!
It's always a pleasure working with Mark and Ivania at NRL Mortgage! Their professionalism, dedication, and ability to tackle even the toughest deals truly set them apart. Recently, they helped my buyers secure their home loan, and they went above and beyond to ensure a smooth and successful process. Mark and Ivania are responsive, knowledgeable, and committed to getting the job done, no matter the challenge. I highly recommend them for all your home loan needs!
Very quick n anything we had questions about was answered quick thank again
This was new step in our lives and we were terrified that we wouldn't have a great experience as first time home buyers. Marc helped us through every single step. We can't thank him enough
Marc and his team at NRL were fantastic! He was there to answer any questions I had at any time with details and kindness. Not only did he communicate with us better than any of the other loan officers from other agencies we talked to but he also was able to match a better interest rate we were offered from a credit union. I will 100% be using him again on my next home purchase!
Tanya and her team were amazing to work with. They are very professional, explained any question we had and they were responsive.
Marc was very helpful and patient throughout the entire process. Highly recommend having him to help through this process
You all went above and beyond to get us our house, God bless and thak you
Brent went above and beyond to make the mortgage process smooth and stress-free. He was always available to answer our questions, no matter the time, and explained everything in a way that was easy to understand. His dedication and hard work made a huge difference, and we couldn’t recommend him more!
I can not express how great of a job Scott did. From the start you could tell Scott was very knowledgeable, upfront, most of all an amazing person to get along with. As 1st time home buyers Scott made the process easy. When we didnt understand certain situations, Scott was always a phone call away and ready to answer any questions we had. What I've learned from our home 1st purchase is that your going to need a dependable person to rely on, for at time it can be a challenging process. Scott is the right person to overcome any obstacles that may present itself in the process. I can gladly say that my wife and I were lucky to have Scott help us on our 1st home purchase. Thank You Scott.
Mr. Davis and his team at NRL Mortgage are absolutely fantastic! This was our first home buying experience and they were helpful in every way! Quick and simple. I would do all again tomorrow knowing he and his team are in our corner.
The whole team was very informative and very helpful from the get-go if I were to buy a home or property again, I would use Denzel Davis again definitely top shelf service. I can’t say enough.
I can not express how great of a job Scott did. From the start you could tell Scott was very knowledgeable, upfront, most of all an amazing person to get along with. As 1st time home buyers Scott made the process easy. When we didnt understand certain situations, Scott was always a phone call away and ready to answer any questions we had. What I've learned from our home 1st purchase is that your going to need a dependable person to rely on, for at time it can be a challenging process. Scott is the right person to overcome any obstacles that may present itself in the process. I can gladly say that my wife and I were lucky to have Scott help us on our 1st home purchase. Thank You Scott.
Marc was very helpful and patient throughout the entire process. Highly recommend having him to help through this process
Good customer service
Everyone was very helpful
Chris Basso was great. Communication was fast and we got our clear to close in days because he made it very easy to get everything we needed to him. Knowledgable about the market, helpful with all questions. Definitely recommend!
John was so easy to work with He is very responsive and professional I would definitely revc him to home buyers in the future!!
The entire process was new to us as first time home buyers! Scott made it very easy to get through! He explained everything to us thoroughly and walked us through the process step by step making it a little easier. We appreciate it so much!!!! Thank you for getting us through this journey!
Brent was very thorough in helping me through my home buying process
Timothy and his team were absolutely fantastic throughout the transaction. I represented the seller and his communications and updates were key to having the transaction flow smoothly for all parties. We were able to close 3 days early so the buyers could enjoy their new home for the holidays!
Great experience !
Made the whole 1st time buyer experience better
The greatest of all time!
Is was fast good information and help us a lot very professional and friendly
Very nice and friendly people, they work fast and make the process easier than it is. they help us get our house with in a month.
As a realtor, I’ve worked with many mortgage professionals, and Katrinia stands out as one of the best. Her responsiveness, attention to detail, and ability to communicate clearly with both clients and agents make every transaction smooth and stress-free. She goes above and beyond to find the best loan options for buyers, keeping everything on track and ensuring deadlines are met. I know when my clients work with Katrinia, they’re in excellent hands. It’s always a pleasure partnering with her, and I highly recommend her services to anyone in need of a top-notch mortgage professional.
D'A was amazing! The process took up to 6 months . But throughout that time she helped explain anything that was confusing . Along with helping me get back on track after each set back . Over all she was a great support and so encouraging throughout the whole process .
Cliff and the staff were very professional, and answered all the questions I asked. Also I've inquired about real estate in general and the team was very open in helping me out. Very great staff and I highly recommend Cliff and the team.
Cliff and the staff were very professional, and answered all the questions I asked. Also I've inquired about real estate in general and the team was very open in helping me out. Very great staff and I highly recommend Cliff and the team.
Very quick and painless.
Michael was so upfront and personal. He took the time to go over different scenarios with us and explained all of our options. He was readily available and always knew the answer to our questions. 100/10 reccomend Michael and his team!
Live working with you and how available you are to to answer any questions. see you nect next time.
Nick rocks in all aspects, he answers any and every question, anytime. He's also super proficient and quick with everything and makes uour experience completely seamless.
Excellent work and very friendly, I definitely recommend them. Good work.
Tonette was always available and made our process of purchasing a home smooth and unstressful!
The Clifton Saunders team worked hard and treated me with respect. And after 7 years, they still continue to reach out to me by email or just cards in the mail. If i need a Mortgage company in the future it will be with this team!
Great costumer service, fast assistance, really nice people.
Everyone was very informative and helpful.
Mr . Davis and everyone of his team members were incredible! He promised that my husband and I would have a great first time home buying experience and that promise was fulfilled! Top Notch! Thank you Mr. Davis for helping turn our dream into reality!
Easy process no headaches from the get-go easiest experience I've ever had buying home
Shawn and the team did a great job thoroughly explaining the process and providing support as various issues arose. Thanks!
Always great working with Denzil!
Rob was great!
Tanya and her team were ABSOLUTELY wonderful! She was answered EVERY question with such honesty and openness that after coming from a realtor and "their" preferred lender who lied, made excuses, talked down to me like I hadn't spent months researching and than trying to use the VA as an excuse( too long to explain) but they were absolutely trying to blame things on the VA that we already knew were false I was very hesitant to reach out to someone else. On the recommendation from @Emily Jo Nelson to reach out to Tanya, she COMPLETELY turned what was quickly turning into a horrible experience to an amazing, fast, and memorable experience in buying our first house... You really won't find anyone better.. Thanks again Tanya for making this Christmas (2024) our first in our forever home.
Our experience with Jason was wonderful. He took care of all our concerns, questions, and returned calls. We would highly recommend Jason Holter
You will find no one better than Denzil Davis. He and his team will make it happen for you. Thank Denzil for all the help. He is the man.
I would highly recommend Nick! He was easy to work with and extremely communicative. He is knowledgeable with what he does and made a stressful time of buying a home way less stressful. We appreciated his help immensely.
Excellent service, Cesar's team is very friendly and professional, they guide you step by step for the best credit option, super happy with their work, thank you for everything Excelente servicio, el equipo de cesar es muy amable y profecional te guian paso a paso para la mejor opcion de credito super feliz con su trabajo gracias por todo
All of you went above and beyond to help us even we didn't have good credit. How great job you guys did. We was stressed but the kindness all of you have it made things EZ 4 us, love ❤️ you guys. Thanks
Everything! Such a smooth process, always fast approvals and easy to work with. Great communication with my clients always.
Katrinia is awesome!
Jason helped my husband and I will all the issues, papaerwork, ect. He made everything go smoothly. Thank you for all your support and help.
Marc made the home buying process feel simple and explained everything in a way that was comprehendable for us first time home buyers. He never pressured us and was always available to give us advice for what he thought was best for us and not him as the lender. He was even able to come and match a lower rate that we got from a credit union. I cannot reccomend him and his team enough!
Katrina is an excellent communicato. she made the whole process seamless.
Pat and her team are the best. They were always available if I had questions during the process. They made everything go very smoothly.
Made the process easy with fast response times. Transparent and was able to get interest down.
Pat was very helpful and patient with us through the whole process. We would would use her again if ever needed.
Denzil is always amazing to work with. He's always available for any questions we may have and walks us through the entire process! I would recommend him to any and all of my clients!
They made sure that the house had what we needed
Robert is always attentive and easy to get ahold of when there are questions. He explains things in a way for my clients to understand. He's a realist and there are never any surprises. I truly love working with Robert as my preferred lender!
Scott was there for us through the whole process! He gave us insight and pertinent information at each step of the journey. He always answered all our questions and showed his concern and expertise in making the process as easy as possible!
The communication was top notch the whole way through. I was always well informed of each step and any questions were answered! Great experience!!
The communication was top notch the whole way through. I was always well informed of each step and any questions were answered! Great experience!!
Katrina is amazing!!
The Team and Clifton personally were some of the best people to work with when we were purchasing our home. Clifton personally walked us through every step we needed to take, using a VA loan to make our families new purchase easy and seamless.
The communication was top notch the whole way through. I was always well informed of each step and all my questions were answered! Great experience!!!
Katrina was very helpful and made buying our dream home so easy.
Katrinia made our home loan process seamless! she is an excellent communicator. i I would highly recommend her and her team!
Helpful and easy to get ahold of.

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Why choose NRL?

What we do is important, but what defines us is how we do it. We strive to earn your
business for life by doing things right and doing them well.

Speed

We never miss a beat. We tackle complexities with expertise, making quick and accurate decisions that help you get to closing and into your new home faster. We provide proactive communication and support that keeps the process moving by being accessible 24 hours a day, 7 days a week.

Selection

Love where you live with a loan that fits your life. Your NRL loan originator takes the time to understand your needs, status and long-term goals to find the loan that makes the most sense for you and your family. We offer a multitude of loan programs and innovative lending solutions to make home ownership accessible to more families.

Service

We are a mortgage company made up of homeowners. Most of us at NRL have been where you are right now, and we want to help you feel confident in navigating the mortgage process. Simply put, we treat you the way we would want to be treated. Every NRL associate involved in your mortgage process takes ownership in providing enthusiastic, reliable service every step of the way

We are NRL

"Even though we’re a mortgage company, our loan programs aren’t our product. Our true product is the experience we create for our borrowers. We differentiate ourselves with the level of care and consideration we put into every relationship. We never let ourselves forget that at the heart of every transaction is a home, a family, and a life decision. We see every loan we close as an opportunity to make a positive impact.”

– Ron Zach, President & Chairman of the Board

Reliability Matters

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3%

Down Payment Minimum

Conventional Loans

Our most popular loan type

A conventional loan is one that is not backed by the government. Conventional programs come in a variety of options.

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10%

Down Payment Minimum

Jumbo Loans

Our most popular loan type

A conventional loan is one that is not backed by the government. Conventional programs come in a variety of options.

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1%

Down Payment Minimum

VA Loans

Our most popular loan type

A conventional loan is one that is not backed by the government. Conventional programs come in a variety of options.

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3%

Down Payment Minimum

USDA Loans

Our most popular loan type

A conventional loan is one that is not backed by the government. Conventional programs come in a variety of options.

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2%

Down Payment Minimum

FHA Loans

Our most popular loan type

A conventional loan is one that is not backed by the government. Conventional programs come in a variety of options.

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2%

Down Payment Minimum

Other Loans

Our most popular loan type

A conventional loan is one that is not backed by the government. Conventional programs come in a variety of options.

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Buying with Certainty Guide

The process of buying a home may seem daunting, but it doesn’t have to be.

We designed our guide to provide you with reliability and certainty during unsure times to help you understand the lending process and exactly what to expect.

Contact Us

1220 Augusta Dr.
Houston, TX 77057
Phone: (972) 684-5568
contact@nrlmortgage.com