Denzil and his team made the process whole way smoother then I expected. i was never at a loss of what I needed to do next.

Denzil made the whole process pleasure. I never thought getting a home loan would go so smoothly. Denzil made sure i was never at a loss as to what needed to be done next. Highly recommend!

The whole team was very informative and very helpful from the get-go if I were to buy a home or property again, I would use Denzel Davis again definitely top shelf service. I can’t say enough.

Mr. Davis and his team at NRL Mortgage are absolutely fantastic! This was our first home buying experience and they were helpful in every way! Quick and simple. I would do all again tomorrow knowing he and his team are in our corner.

Mr . Davis and everyone of his team members were incredible! He promised that my husband and I would have a great first time home buying experience and that promise was fulfilled! Top Notch! Thank you Mr. Davis for helping turn our dream into reality!

Easy process no headaches from the get-go easiest experience I've ever had buying home

Always great working with Denzil!

You will find no one better than Denzil Davis. He and his team will make it happen for you. Thank Denzil for all the help. He is the man.

Denzil is always amazing to work with. He's always available for any questions we may have and walks us through the entire process! I would recommend him to any and all of my clients!

Denzel is the man that can make it happen!! After the Hurricane we found ourself in need of a home, with just having surgery and not able to return to work we never believed we could qualify for a home loan . Denzil Davis made it happen for us . He makes it a very smooth process, explains all details, answers questions at any time day . I can't say enough great things about Denzil and his team!! If your looking for a lender Denzil will go above and beyond all your expectations. Thank you Denzil and your team for all your help .

As a real estate agent, I’ve worked with many mortgage lenders, but Denzil stands out for his exceptional communication and lightning-fast response times. Whenever I need a pre-approval letter, he delivers promptly—even on weekends. That level of service is rare but absolutely essential for closing deals quickly. Unlike other lenders who might leave you guessing about the next steps, Denzil is proactive, reaching out to my clients immediately to get the process started. He keeps everything on track, explains complex details in simple terms, and ensures everyone stays informed throughout the transaction. His dedication and expertise have earned my complete trust, and I wouldn’t hesitate to use him for any of my own future purchases or refinances.

Denzil made my first home-buying experience quick, simple, and stress-free. He was always on top of everything, from quickly returning my calls to answering any questions I had. He really knows the industry and went to great lengths to make sure I understood everything that was going on during the loan process. Denzil was prompt and communicative and everything went smoother than I could have imagined. He secured me a great rate, and the closing was surprisingly quick. Denzil is just a personable guy who really knows his stuff, and I'd absolutely use him again and recommend him to others looking for a fantastic mortgage broker in Pasadena, TX!

I've known my friend who referred me to Denzil for 35 years, so I knew this lender would do right by me, and I really liked Denzil's approach. His responsiveness is great, and he thinks outside the box to give you the edge! I've bought homes in the past, but this was my first time buying one with a mortgage, so it was a unique experience but a pleasant one. If you live in Montgomery County and you're still looking for a mortgage lender, Denzil is a problem solver with a dedicated team that communicates well and responds quickly. He worked seamlessly with the agent to keep things moving and locked in a rate I was happy with. Overall, the paperwork was handled diligently, the customer service was excellent, and the entire process went smoothly.

Denzil is the absolute best! I have worked with him many times and will for any future mortgage or refinance needs.

Denzil always ensures a smooth process by being accessible and responsive regardless of day or time. He explains things until you understand and just make for an overall enjoyable process. I have worked with Denzil on 3 mortgages and a refinance and have recommended him to anyone I know who could benefit from working with him.

Always very quick amd professional!

The only mortgage lender in League City for conventional loans, especially if you want your transaction to be smooth, easy, and on time! This wasn’t my first rodeo when buying a home, so I can say with complete confidence that his service was excellent across the board. Everything played out exactly as he said it would - there were zero complications! His punctuality and professionalism made the entire process effortless. He was always on point with communication, friendly, and easy to talk to. After the fast and easy close we just experienced, I would absolutely use him again. His 5-star service made buying a home this time around much more enjoyable.

My experience working with Denzil was nothing but first class. I worked with Denzil over the course of a year preparing and getting things in ready in order to buy. denzil was extrenely knowledgeable and profesional throughout the process. He never mislead me and was spot on with eveyrthing he directed us on. I would highly suggest NRL/Denzil to others looking for a home: we will definitely be using you guys in the future for homes or refinance. thank you again Denzil for making our dream home happen

Denzil and his team were fantastic. We enjoyed working together. He was very fast and efficient and easy to get along with!!

Denzil Davis and his staff were excellent! We closed on time and they were always quick to respond to me.

This was my first time using Denzil's services personally for a cash-out refinance on my investment property, but as a Realtor, I have always appreciated his expertise and trustworthiness. For years, I've been referring clients to him so it's great to now have firsthand experience of what he's like to work with! He made the process super easy and explained everything clearly—from using points tactics to when to lock in the rate. Denzil has a low-pressure approach and is very knowledgeable about the market, including current interest rates, future changes, and how to secure the best deal. He is very personable and easy to communicate with—whether by call, text, or email, he's quick to respond and always to the point. The fact that I trust him with my own finances tells you everything you need to know about the guy. It goes without saying that he's a fantastic lender to work with if you live in the Houston area.

I liked that Denzil was always quick to get back to me - always within 15-30 minutes, and even if I called late in the evening, he still made time to talk. His guidance on the required documents was clear and straightforward, and overall, having him as my mortgage lender made the loan process super easy. After exploring options for about three months in Fort Bend County, I eventually found an older home I liked in a fantastic location. The market conditions aren’t ideal right now, but Denzil managed to secure my conventional loan with a pretty decent interest rate. I fully recommend his services to anyone in Texas needing an experienced lender and will certainly reach out to him again if the opportunity arises.

Working with Denzil and his team was a luxury!!😎 He and his staff were very accommodating throughout the entire situation from start to finish. They put me at ease for the entire process of purchasing my first home!!! 🏠 I hardly had to lift a finger, ultimately making the process very simple. I spent most of this process at work for 12 hour shifts while he and his team worked quickly and did the majority of legwork . Great work folks!!! I am absolutely thrilled with the Buy down plan that you guys provided for me!$!$!$! 10! OUT OF 10! would recommend 🙏🙋‍♂️🙏🙋‍♂️

As first-time homebuyers, we were pretty nervous about buying a house, but Denzil made sure we knew everything that was needed and was quick to answer any questions, no matter how silly I'm sure some of them were. He was really nice and easygoing from the start. He knew buying a home for the first time was stressful for us, and did everything to make us feel he was by our side. We could contact him anytime we wanted and he made that clear to us. His communication was great. We walked through everything step by step and he was able to lock in our FHA at a great rate. Having a lender keeping you well-informed, totally prepared, and confident makes the world of difference. It was just a really pleasant experience.

My fiancé and I were first time homebuyers, so needless to say making such a huge purchase was nerve wracking. Thankfully, Denzil was there every step of the way to walk us through everything there is to know about applying for a mortgage loan. He was our first call when looking for a lender and made the process easy for us from start to finish. He was very straightforward and honest, so we didn't see the need to turn to anyone else after our initial conversation. Denzil was incredibly patient with us as first-time homebuyers, and despite the million questions, he took his time to not leave anything out, from the paperwork we needed to interest rates. He's very friendly and incredibly understanding. I would 100% choose him to work with next time. If you are in Texas and have never secured a mortgage before, he's a great lender to talk to.

Mr. Davis and his team were very accommodating and understanding of the Entire process of purchasing a new home and closing. His team did a majority of the legwork for me while I was at work on the job And made the process flow so Gracefully. I am very pleased with the service and the buy down agreement I am set up for. Thanks Gang!!😎

Always appreciate working with Denzil. He works hard to make homeownership happen for my clients!

Denzil and his team area amazing at getting the best rate, best communication and overall best service!

Denzil and his team are the best

Before meeting Denzil, I hadn't applied for a conventional loan in over 20 years and I was dreading the process, but my realtor (who is also my brother-in-law) encouraged me to work with Denzil so it was a huge relief to work with a lender in Galveston I could trust. Since I was at the tail end of a divorce, I made sure I had my poop in a group, but it was Denzil that made it smooth sailing! He was 100% better than my first home buying experience. With the system, the arsenal of tools, and resources that he has, I found it very helpful. The entire process was really streamlined, and his communication was perfect. The personalized online portal where I could track document requests and easily upload materials was amazing. The automated email updates were useful too, without being overwhelming, and when I did have questions, Denzil was always available and super responsive. Denzil will send you these short two to three-minute educational videos that you can watch in your own time, so I understood every step as we moved along the process. He's incredibly knowledgeable and offers the best guidance (like advising me to wait on paying off certain bills until closing). I've already told my brother-in-law he should use Denzil for every client. The whole home loan experience this time around was so positive, I'd 100% recommend him to anyone looking to purchase a home.

Working with Denzil and his mortgage team was fantastic! Securing a VA loan with them was quick and painless. They were very good at communicating - whenever I had questions, I got a response pretty much right away. Both Denzil and Tammy were incredibly friendly and professional. They seem to work really well together! What stood out was their responsiveness; even when Denzil was out of town with his family - Tammy would reply immediately and Denzil would follow up a few hours later! I appreciated that most of the documentation could be done before we even went to the escrow office, which made the process that much quicker. I didn't have to worry about double-checking our paperwork for errors like misspelled names or wrong addresses, which I've had to do in the past. Their attention to detail is top notch! This loan was definitely much smoother and less stressful than our previous experiences. They are great people to know for anyone still shopping around for a lender in League City. My husband and I are truly grateful for everything Denzil and Tammy did for us.

I'm so happy my realtor recommended me to Denzil. As a first-time home buyer, I had so many questions, and he was so patient with explaining everything I needed to know. He's a very pleasant man and always available - He was quick to respond whenever I called him. He made me feel very comfortable with everything, which is a big relief because I never had a mortgage before. Working with him was extremely easy.

I wouldn't hesitate to work with this lender again or recommend Denzil to anyone looking at VA home loans. He and everyone in his team provided a phenomenal experience. They met all of our requirements to be able to get the new loan in an extremely timely manner. With all the variables that could go wrong, Denzil made the entire process seamless, which was a welcome change from other lenders in the past. Denzil's entire team provided outstanding communication! They stayed in touch and kept us well informed the entire time and responded rapidly to our questions. Denzil even got us the best possible rate considering how challenging this market is at the moment. My wife and I are both truly grateful and can't thank him enough for the exceptional service received. Hands down, a great mortgage lender to know in League City.

Good lender to know as a first-time home buyer. Denzil did a thorough job with securing me an FHA loan. Very efficient and communicative throughout. I was impressed with the way he handled our questions mostly. No question felt stupid to ask, and he made it feel like we were his number one priority. Being new to mortgages, my partner and I were understandably stressed, so having a mortgage lender that was quick to reassure us was a huge relief. His responsiveness and ability to explain things clearly made this process much more manageable. I'm grateful that my realtor connected us, and I would have no issue hiring him again. We bought in Alvin, so if you are in the area and haven't found a reliable lender yet, Denzil is a good guy to call

We just purchased in Alvin and Denzil being our lender made our first time buying a home incredibly easy! It was actually our realtor who referred us to him, and he was an absolute pleasure to work with. I really appreciated that Denzil took the time to explain everything versus not knowing what was going on. It made the process much more understandable. His communication and responsiveness were perfect - we could call Denzil anytime with questions, and if he couldn't take our call, he always responded with answers for us right away. We were also pretty happy with the rate he secured for us. We would definitely hire him again and recommend him to other Texas home buyers.

Denzil made himself available for any and every annoying phone call I made to him! This was my first home purchase so I had lots of “silly” questions. But he answered them with a smile every time! He has gone so extremely in depth with us through this entire process and made sure that we had all of the information we needed. It was a joy to work with him!

I really appreciated their communication and how quickly they operate. I definitely would recommend this team to future clients.

We were first-time homebuyers, and Denzil could not have been more helpful. He responded in a timely manner and was extremely helpful when we had questions. We will be using him again in the future for any refinancing!

My Realtor recommended Denzil when my wife and I were looking for a lender to approve us for a loan on our new home purchase in Fort Bend County. Although everything was mostly handled over email, it only took about 3-4 weeks, and the process was smooth and moved pretty quickly. Even though I didn't have many questions, Denzil’s commitment to getting back to me whenever something came up really stood out

This was my first time buying a home and my husband's second, but we both agree that our experience with Denzil was really awesome. Even with the challenges we faced, he went to bat for us the entire time! He kept us informed about everything he was doing and always responded super fast to our questions. From the start, I liked how honest and straightforward he was. He explained how FHA loans work and was upfront about our chances of getting the home loan – he never led us on. My husband and I were never left in the dark about anything that needed to be done, and he clearly explained why certain documents were needed. The whole process went much quicker than we expected, which was amazing. It's clear that he's a lender dedicated to his clients and so trustworthy, which is hard to come by these days! We definitely plan to use him again and have already recommended him to family members we have here in Texas.

Great lender to know with a low credit score! Choosing to work with Denzil turned out to be a very good experience. He never gave up on us. Even though my credit score was lower than what he normally works with, he was still willing to do everything he could to get us approved for the FHA loan we needed for our new house. He was incredibly honest, straightforward, and dedicated to the process. He worked hard to find us a lender and got everything done much quicker than we had expected. He's approachable, personable, and made the whole experience feel less stressful. He even offered advice on refinancing options for when rates come down and my credit improves, which was reassuring. I've already recommended him to a couple of other people in the Alvin, TX area needing a lender and will definitely be using him when it comes time to refinance!

Denzil made himself available for any and every annoying phone call I made to him! This was my first home purchase so I had lots of “silly” questions. But he answered them with a smile every time! He has gone so extremely in depth with us through this entire process and made sure that we had all of the information we needed. It was a joy to work with him!

You guys worked quickly and were attentive to the file. You were also available to answer any questions I had.

Denzil was extremely helpful and thoughtful throughout the entire process. His expertise and ability to clearly communicate made the home buying and loan processes extremely easy and simple. Would recommend to anyone in the future and plan to go back to him when the time comes!

I had an excellent experience working with Denzil. The entire process was smooth and efficient, from the initial application to the final approval. Their customer service was outstanding—prompt responses, helpfulness, they took your hand and guide you thru the whole process. The loan terms were clear and competitive, and I appreciated the transparency with no hidden fees or surprises. The application process was straightforward, and I was kept informed throughout every step. I would highly recommend Denzil to anyone looking for a reliable and professional lender.

Always keeping everyone updated on what is happening with the loan. Would definitely like to go work on another deal.

Thank you to Denzil, Tammy, Rhan, and everyone involved to get this loan done. I had a great experience and looking forward to working together again in the future.

Denzil was incredibly thorough through the whole loan process. He was always available (Monday-Sunday)and willing to help. I would highly recommend him and his team to anyone looking for a knowledge partner in the mortage process.

Everyone that we dealt with was very friendly and professional. They seemed to work well together and everything went pretty smoothly with the buying process.

I don't usually leave reviews, but Denzil really impressed me. He's a super responsive mortgage lender - like a split second in getting back to you. He can answer any question, and if he doesn't know, he points you in the right direction. Even after the loan was done, he continued to help with insurance issues. Denzil went out of his way to secure me a 3% down conventional loan instead of an FHA, saving me money on mortgage insurance. He's incredibly patient too. I'd send him like 15 different houses a day, and he'd give me a rundown on costs within 30 minutes, even on weekends. For a difficult person to deal with like me, his ability to handle that was amazing. Denzil definitely had my best interests at heart, not just the transaction. I'd absolutely recommend him to anyone in the Kemah, Tx area and use him again in the future.

Denzil was always helpful for any question that I asked.

Ongoing stellar service!

1. Great pleasure to work with Dlayna, Tammy & Denzil. 2. Effectively communicated during ever phase. Of the mortgage process. 3. Accurate processing of documentation allowed for a quick closure on our loan.

Communication was excellent. All of the tools used to keep track of requests and progress helped to make the time-line run smoothly. I felt supported throughout. Thank you so much. Denzel, Tammy and the whole team were prompt with answering my questions and concerns.

5 star customer review

My spouse and I recently bought a house, and we were lucky enough to team up with Denzil Davis as our mortgage broker. It was our first time working with Denzil, who came recommended by our realtor. Denzil patiently walked us through the entire process and was always just a text away whenever I had questions. I was surprised how quickly he got back to me whenever I reached out! Even after regular office hours. There were evenings when I'd call at 8 or 9pm, and he'd still answer!! I really liked Denzil's remote platform for handling documents. It made everything so convenient. I never had to meet him face-to-face. Despite the physical distance, Denzil's responsiveness and clear communication made me feel like I was his top priority. Denzil took his time explaining mortgage rates and how they work. In a past experience, I was blindsided by a rate change just a day before closing, all because the lender hadn't properly explained the points system. Denzil, on the other hand, laid out everything crystal clear from day one—rates, points, the works. And when I reviewed the closing documents, the rate was exactly what he said it would be, no surprises in sight. Having been through the home-buying process before, I was very happy with Denzil's approach. Not only is he very knowledgeable, but always available and willing to lend a hand. Should I ever venture into property purchase territory again, Denzil will be my go-to guy without a second thought.

My realtor recommended Denzil Davis when I was purchasing my home in Alvin, TX, which gave me confidence from the start. Denzil made the whole process simple and efficient, which was incredibly helpful. Denzil was great at explaining the paperwork and what was needed, and he stayed on top of everything. Anytime I needed to get a hold of him, he was always there. If he needed to get back to me for any reason, he never left me hanging. We worked together to get things done quickly! The best thing about Denzil? He treats you like a friend, not just a client. He had my best interests at heart the entire time and really pushed to get me the lowest rate possible and got me to the closing table in a month. Denzil knew what mattered most to me, and he didn't disappoint. If I ever decide to buy again in the future, I'll definitely call Denzil. His dedication and personal attention made all the difference in the world.

We were told that Denzil specialized in VA loans by our agent, and as first-time homebuyers, my wife and I were happy with everything he did to help us. He was always there to speak with us and answer our questions, and we appreciated the way he explained things in a way that made it easy for us to understand. We'd never bought a home before, so the mortgage jargon can be overwhelming, but Denzil broke everything down in clear, simple terms and was always willing to explain things if we weren't sure. He's very transparent about what he's doing and gives the best advice for your situation. He broke down what we needed to do to get approved and he puts the effort in to find the best rate. He's a great lender to know if you're thinking about buying in Texas City, and it only took around 20 days to get us approved, so he moves quickly too! I highly recommend Denzil Davis, especially if it's for a VA loan. His transparency and the patience he has with helping you understand the process make him a solid guy to work with.

My wife and I were introduced to Dezil through our realtor. He had given us the names of several mortgage lenders in Houston to check out, so we shopped around. Right from the start, Denzil stood out from everyone we spoke to. He was charismatic, approachable, and quick to answer all our questions. We never felt like an inconvenience to him, which was really nice. As first-time homebuyers, we had a ton of questions, but Denzil was always there to help. He's very personable, and he made us feel comfortable throughout the process. One loan officer told us to just borrow money from our parents, which wasn't exactly helpful, and honestly kind of rude. But Denzil was very considerate, and certainly never once asked us to borrow from others just to get approved. Plus, he got us a very competitive rate by working quickly to lock us in early. Then he got us to the closing table in less than a month! There's just a lot of plus sides to using Denzil. He's professional, knowledgeable when it comes to FHA loans, and he works as fast as I do! He'd give me a task, I'd complete it, and he'd be right there, ready for the next step. It's the reason I'd always go back to him. If we ever decide to buy again, there's no question we'll call Denzil. And if any of our friends or family are in the market for a mortgage here in Houston, we'll absolutely recommend him.

When my wife and I were looking to buy our home in Pearland, we were referred to Denzil Davis by our original realtor. Even though we ended up switching realtors, we stuck with Denzil because we liked working with him so much. His knowledge and timely communication impressed us right away. His quick response time was one of the standout things we liked about working with him. He never had us waiting on him for anything. If I texted him after hours, he would text me right back. He was always available to help us out, no matter what. Our situation was a bit complicated because it took us two months to find a buyer for our previous home, but Denzil ensured everything was in order on his end, eliminating any delays. His proactive approach certainly helped us to be prepared at all times to minimize any potential hiccups. Denzil made sure we always knew what was needed from us, and once we provided it, he'd let us know we were good to go. Compared to our experience with a previous lender, working with Denzil was incredibly easy and fast. I couldn't have asked for more clear and timely communication. If we ever decide to buy another home, we'll definitely be calling Denzil again.

Denzil was so responsive with any questions or concerns we had during the entire process. We felt very well taken care of and trusted Denzil. He followed through with everything we needed. The home buying process is stressful enough, so having someone who really took care of us was incredibly helpful. This was our first home purchase and it went so smoothly thanks to the strong team we had. We not only had Denzil in our circle, but he also recommended an amazing real estate agent who then made our team stronger. I would highly recommend Denzil Davis for anyone needing a loan originator.

Denzil Davis provided exceptional customer service throughout the entire mortgage process. We were referred to Denzil by our realtor, and I'm glad we took that recommendation. Anytime I had a question, whether late at night or early morning, he was always available to provide an answer. What really stood out was Denzil's in-depth knowledge of FHA loans and the mortgage process as a whole. He could explain every detail clearly and seemed to have all the answers right at his fingertips. His expertise really shone through. Denzil made an intimidating process feel straightforward. With his combination of availability, know-how and ability to land a good deal, he took the stress out of it. Even though we had used another lender before, Denzil was able to get us a better rate and overall package for our situation. I would absolutely use and recommend Denzil again in the future. Having someone so attentive is invaluable when buying a home. He covered all the bases in making it a smooth experience.

Denzil Davis's communication and responsiveness were outstanding throughout the entire mortgage process. Anytime I sent a message, he responded within minutes if not seconds. I constantly had questions despite owning before, and Denzil thoroughly answered every single one of them. What stood out most was Denzil's intelligence and determination to make sure I got the best possible deal. On top of that, Denzil is also an absolute professional when it comes to closing loans efficiently. We ended up having to close sooner than expected, and he worked incredibly hard to make sure we still hit that target date without any delays. Denzil simply went above and beyond every step of the way. His combination of lightning responsiveness, market knowledge, ability to secure great terms, and commitment to closing on time made working with him a pleasure.

Good communication and help me out alot

5 star customer review

Denzil and team were SO helpful with my mortgage. He understood my goals completely and was available any time I had a question. Really. ALWAYS got back to me quickly. And always was patient with my naive questions. The team eased a lot of my burden with their online services and their constant communication, so I always knew where we were in the process and what the next steps were. My real estate transaction happened exactly as they planned/predicted and I can say I am truly joyful and relieved, as well as ecstatic and hopeful about where this will take me now! I always knew I was in good hands. It’s so great to know I could trust and rely on his team explicitly. Really can’t recommend them enough! (Already let Denzil know I’ll work them again on a refinance when interest rates drop. He’s already looking out for me.)

I really enjoyed working with Denzil. He's a stand-up mortgage lender. He answered all my questions, was super responsive, and he didn't hound me. Everything went smoothly, just as planned, and I would 100% use his services again. Working as a crane operator, primarily in and around the petrochemical space, I tend to work for multiple companies throughout the year. When I initially began the process of purchasing my home, it seemed like other lenders were making it complicated because I have multiples W-2s. However, Denzil cut through the nonsense and appeared to be the best person to get me approved, which he did. I'm grateful that my realtor connected us because he just gets things done. In the end, Denzil proved to be the best choice for getting my loan approved. So, if you're in the market for an FHA home loan in Kemah, TX and want a smooth, hassle-free experience, I highly recommend working with him. He's the real deal.

From start to finish, Denzil provided an excellent level of service. I recently worked with him to secure an FHA loan for my home purchase in Pearland, TX. This was my second mortgage, but my first time working with him. After our initial consultation where I provided my info, he had me pre-approved right away, which allowed me to start my home search. Once I found the perfect home and had an offer accepted, Denzil immediately got to work. He was very fast throughout, From the time of me picking the home to the time of getting it under contract to getting paperwork, to get an approval - I felt well informed through the entire home loan process. The only minor hiccup we encountered was around the source of funds from my credit union account, which is jointly held with my son. But he worked closely with me and the underwriters daily to get any additional documentation needed. His dedication to getting the deal done was obvious and very appreciated. He's just a solid mortgage lender to work with! I would absolutely use Denzil again for any future lending needs. He's very thorough, and thanks to his efficiency, I was able to close way ahead of schedule.

We chose Denzil Davis to be our mortgage lender for a home loan we needed in Houstin, TX. As new home buyers we found it to be an excellent experience working with him. From the moment we started searching for a home, he was incredibly informative and helpful, always taking the time to explain everything. He goes above and beyond to answer your questions, even if it's after hours. His dedication to making sure we understood every aspect of the loan process was impressive. We never felt rushed or confused. Also to add, his expertise and professionalism really stood out, and I'm grateful to him for helping us navigate the mortgage application process which can sometimes feel like a daunting experience. I would highly recommend Denzil to any new home buyers in Texas who may be unsure of how the mortgage process works.

We met Denzel Davis through our builder and as first-time homebuyers, this was our first ever home loan so we had no prior experiences to compare Denzel's services to. However, we found him to be a complete delight to work with and would definitely use him again in the future for any lending needs. What stood out right away was how approachable and responsive Denzil remained throughout the entire mortgage process. I felt comfortable working with him. If we ever reached out to him with any questions, he'd always get back to us without hesitation. He's super professional but so friendly at the same time. He really takes care of you and knows when to slow down along the way to ensure we understood everything. If you haven't secured your home loan yet and you're shopping around near Harris County, Texas for the right mortgage lender, then you will like working with Denzil. Overall, he more than met the expectations we hoped and were able to close on an FHA loan within 30 days with zero delays. As mentioned, he was a delight and was grateful to have found him.

I was looking for a lender in Texas when my realtor recommended me to Denzil Davis back in February and he was great to work with. Thanks to Denzel's expertise I was able to close smoothly on a new home purchase loan - He made it very easy for me to navigate the numbers and understand everything. He's a solid communicator and always so patient when answering all my questions which made him stand out from other lenders I have worked with in the past. He was always available when I needed him and his friendly approach made the entire mortgage application feel easier than I anticipated. Overall, Denzel exceeded my expectations and made the home-buying process stress-free. I would highly recommend Denzel to anyone looking for a reliable lender who is easy to work with and always on point. His professionalism and attention to detail is unmatched. Thank you, Denzel, for your exceptional service!

We chose Denzil to be our mortgage lender to help us secure a conventional home loan in Pearland, TX. He was always available and responded promptly . He was also very nice and knowledgeable. He simplified the process which could have been very overwhelming. We truly appreciate his professionalism.

Denzel helped my partner and I buy our first home together! He was incredibly helpful and professional, as well as all of his associates and assistant. Definitely a great experience we had with him, thank you for all of your help Denzel!!

When it comes to needing a home loan in Houston, Tx, there aren’t enough words to describe what an amazing mortgage lender, Denzil Davis is. He is my GO-TO for mortgage approval advice, questions or concerns. Denzil is always quick to respond, and a trusted source of information when it comes to the home loan approval process. I'm also a realtor and having worked with Denzil over the years, I can personally vouch for him being the best equipped to assist with residential mortgages for my clients. During that time, Denzil has assisted with a broad array of mortgage products; From first-time home buyers needing down payment assistance programs, to our veterans with VA loans, and jumbo loans. He has assisted hundreds to get into their dream homes and I’m so thankful to have the opportunity for our businesses to align. If you are looking for the dream team to navigate you throughout the entire home buying experience in Houston, TX and surrounding areas, then look no further because you have found us!

I've used lenders like Denzil in the past but with this transaction I never felt like I was searching for answers. If you're looking for a local mortgage lender then Denzil is very personable and great with responding to questions quickly. Once the inspections on the house and some things on the real estate side were taken care of, the mortgage was handled within a couple of weeks and quite painless. I'm glad my agent introduced me to him because overall Denzil did a thorough job in approving us on a VA loan and he approached me less as a lender and more as an individual looking to help. He was always very prompt at getting back to me and I didn't really have to talk to him that much, because he had the whole loan application process under control from start to finish. A special mention to his support team who were always on hand for us too. Lastly, I liked the fact he lives in the area and his preliminary estimate of cost was spot on, exactly where we expected it to have been. He knows his stuff!

As a realtor, I have had the pleasure of working with Denzil Davis at his mortgage lending business in Webster, TX for over 10 years now. Denzil has been instrumental in helping my clients secure new home loans and has even assisted a few with refinancing their current mortgage. One of Denzil's greatest strengths is his ability to educate and guide buyers, especially first-time home buyers, through the often-complex mortgage process. He takes the time to meet with them in person, explain mortgage terms in simple terms, and walk them through the numbers so they fully understand what they're agreeing to. This level of dedication and attention to detail is unmatched and greatly appreciated by my clients. Denzil is knowledgeable, thorough, and patient, making him an excellent resource for anyone in the Houston and Galveston area looking to secure a mortgage. I highly recommend Denzil Davis to anyone in need of a mortgage lender.

Denzil Davis helped me and my husband secure our very first home purchase in La Marque, TX. Thanks to Denzil we were introduced to an awesome first-time home buyer program that saved us a ton of money! There are always hoops to jump through in any transaction, but Denzil handled our hoops by looking outside of the box, which totally sets him apart in this industry. He communicated with us on every step of the home buying process. Denzil is very prompt, thorough, caring, and truly goes above and beyond. If you're looking for a mortgage lender in a big city like Houston, TX or surrounding cities in Texas then we would highly recommend Denzil Davis. He will make your home buying experience a memorable one! Thanks so much Denzil.

We were approved for an FHA loan thanks to Denzil who came highly recommended by our agent. It was our second mortgage but the first time working with him and he was just super friendly, easy going and good at explaining things without making you feel stupid. If he isn't sure about something, he's quick to get back to you with an answer. Always responsive and available. As lenders go I would describe him as extremely reliable and would definitely use him again. If you are thinking of buying a home in Pearland, TX or anywhere in Houston and need a mortgage lender, you will find Denzil very professional to work with. Applying for a mortgage can sometimes feel overwhelming and complex but it was smooth with him and he made everything easy to digest. 5 Stars!

I was introduced to Denzil through my realtor and when I Initially reached out with lots of questions about the process of buying a home, Denzil was extremely responsive which is very encouraging for a first time home buyer like myself. We were approved for a VA Loan thanks to Denzil, for our home in League City and along the way, he went above and beyond to answer all our mortgage questions which really helped to put me at ease and took away a lot of ambiguity. He's very kind and courteous and will go above and beyond to make sure you know exactly what mortgage product you’re getting - there's just no questions as to what the process is because he'll make sure you fully understand everything. . If you're looking for someone that is super professional and extremely quick to get back to you then Denzil is a great mortgage lender to work with.

As a Realtor, I have been referring home buyers to Denzil Davis, for the past 5+ years. Over the years, he has helped a number of my home owners throughout Houston TX, League City, TX, Friendswood TX, Seabrook TX, and always does his best to provide a very thorough job. He has mastery working with both experienced and first-time home buyers and is an expert in helping them secure FHA, VA, and conventional loans. Denzil and his team always go above and beyond to make sure that the home loan approval process is as seamless and stress-free as possible. One of the things I appreciate most about Denzil is his excellent communication skills. He is always one step ahead of what's next, and they keep my clients informed every step of the way. He sets clear expectations and makes sure that everyone is on the same page, which helps to eliminate any surprises or misunderstandings during the mortgage process. In addition to his excellent communication skills, I would describe Denzil as proactive and knowledgeable. He has a deep understanding of the mortgage industry and he always keeps up-to-date with the latest changes and developments. This helps him to provide my clients with the best possible solution for their specific needs. Denzil Davis is a top lender and his team at Security National are a joy to work with. He's a true asset to the mortgage industry.

As first time home buyers we weren't too sure on the best way to get approved for a home loan. Initially we thought banks was the way then our agent suggested we could find better rates through local mortgage lenders. That's when she introduced us to Denzil Davis who did a fine job in approving us on an FHA home loan for a first home in Hitchcock, TX. He's very caring and passionate with a thoroughness about his approach that almost felt like he was working on approving his own mortgage. I would certainly use him again and highly recommend him to anyone needing a lender. If ever you need help or you have a mortgage question, he will pick up the phone right away - In fact, I can't remember hearing his voicemail once throughout the entire home buying process which was long because our application was processed and approved in less than a week! If you need a mortgage lender in Hitchcock, TX then Denzil is worth a call. Take it from me, this lender is one of the good ones. He genuinely cares for his people and has your best interest, always. He's such a professional who even now checks in to make sure everything is ok which is really nice. I hope this feedback helps Denzil - Thanks, you were great :)

If I needed a mortgage lender tomorrow, I would use Denzil again in a heartbeat. He was just GREAT in approving my husband and I for a FHA mortgage on our new home! We've used other lenders in the past but not since Denzil helped us with different home-loan first time around in 2018. The process when buying the first home with him was seamless. If we ever ran into difficulty with clarification on documents etc, he was so quick to give alternative options, and this time he has gone above and beyond. Communication for me is huge, and he speaks so well to ensure we are 100% clear on everything throughout the entire home-loan application process. If you're thinking about buying a home, Denzil is compassionate, dedicated and so punctual. He's a professional mortgage lender in the true sense of the word who always follows through.

If you are a veteran and not sure about how the VA home loan program works, then Denzil is a good mortgage lender to know. As a first time homebuyer I felt very well informed because he followed up with me the entire time, and never felt left in the dark. Whenever you call or email him, he'll either respond right away or call you straight back. He came highly recommended by the agent I used to secure my new home in Rosharon, TX so if you are local to the area and need a reliable lender then from my experience, Denzil is great to work with. He made it very smooth and explained everything in detail, no matter what questions I had about the home loan, even the generic basic kind of questions. Above all he's easy to get along with. Very energetic and enthusiastic but never pushy. He's certainly knowledgeable when it comes to VA loans and his passion is there to see. You can tell he likes his job and rightly so because he's good at it.

As a first time home buyer, I couldn't have asked for a better experience working with Denzil Davis for my mortgage in Spring, TX. I was referred to Denzil by my realtor who spoke very highly of him and I was impressed right away. At the very start I asked what information he would need, and he sent me a list of eight to ten documents. I provided all of them, and he never asked me for another piece of paper other than to docusign documents that he was generating. I didn't have to lift a finger from that point on so it was a super clear process for me and a bump free experience throughout. Once I provided the paperwork he went away and my mortgage was approved within 4 days which took me by surprise. Honestly, if you need a mortgage lender anywhere within Harris County, Texas then Denzil is your guy. Everything that went right was down to his professionalism and tireless demeanour. Very organized and a great communicator would be how I'd describe him. Both verbally and in a written form, he's able to make everything he asks for easy to understand and he's not bound by time. For example when I got back to him with what he asked for, he said he would look at them late on a Sunday. Little things like that which meant a lot to me. Tammy, who is the other gal on his team is great too but Denzel was the primary person I dealt with, and the reason it got approved so soon. I can't recommend his services highly enough. You won't be second guessing where you're at in the loan process and he'll have everything handled exactly the way you expect it. I definitely know who to call the next time I need a mortgage lender.

Denzil is so great to work with! He and his team are true professionals and so knowledgeable in the mortgage space. We've refinanced on a few rental properties in the last couple of years. Each time we worked with them, Denzil and his team did a fantastic job with getting us approved. He's always extremely fast to get back to you with any questions and when time is of the essence as it often is with real estate, he is on the ball, and we've always liked that about him. His problem solving is second to none and when he breaks down the solution, his logic is very easy to understand. That's the number one thing we appreciate most. So if you're thinking of hiring a lender in the area and want someone that is friendly, knowledgeable and assertive without being condescending then Denzil is that lender. Just lastly, I'll never forget the time we closed and a week or so later he remembered it was my birthday so he and his assistant reached out personally to wish me a happy birthday. I thought that was so thoughtful. It's little touches like that which make all the difference.

I had the pleasure of working with Denzil and his team at Security National who helped me to secure a conventional home loan for my new property in League City, TX. Denzil and his team did an exceptional job at assuring I understood the entire home loan process each step of the way, and were always happy to answer any questions I had! I truly appreciated the time they took to assist and provide the mortgage advice I needed. They were extremely helpful and informative, and this really meant a lot as I am a first time home buyer so this whole process is brand new to me! I would highly recommend Denzil to anyone thinking about embarking on their home ownership journey at Security National! When you have Denzil in your corner, you can expect him and his team to be extremely friendly, professional, and helpful to meet your mortgage goals! I was a first-time home buyer and the whole process was new to me, but Denzil and his team made the experience smooth, stress-free, and highly informative.

I found Denzil to be professional and easy to get along with throughout the entire home loan application process. My realtor introduced me to him and thanks to Denzil, my mortgage for a new home in Houston, TX was approved within a matter of days! His communication and the detailed explanations made it easy to understand the benefits of FHA down-payment assistance. If you need a reliable lender in Houston TX or you are thinking about a mortgage and just need some advice, then Denzil is as genuine as they come. He is personable and coordinated so well with my realtor to move the needle along and avoid unnecessary delays. Thanks for getting me approved so quickly, Denzil!

We're so grateful for the help Denzil provided with getting us approved on an FHA loan with down payment assistance. He went above and beyond for me and grandma and was so caring throughout the entire home loan experience. Anytime we had a question he was so quick to reply and was very patient in answering things we didn't understand. If you live in Dickinson, TX and you aren't sure how a down payment assistance loan can help you secure a new home, then you must speak to Denzil. His customer service is the best around. From start to finish it felt like he had our backs and made it his priority to get the outcome we wanted. We're so thankful to the way he supported us with getting all the information together and making the loan application process simple for us. In my opinion there is no better lender around. Our realtor recommended us to him and gave us other options but we spoke to him first and knew instantly that he was our guy. We've told all of our friends and family about him. He's incredibly reliable.

I have already referred 2 family members to Denzil on the back of the experience I had with him. You won't find a better mortgage lender! He's the cream of the crop and the guy is smart. As a first time home buyer, I couldn't have asked for more. He just cares. It's one thing to do the bare minimum to take care of someone and then it's another to go to the lengths he did to ensure things go well. That's Denzil in a nutshell. I felt like the service he provided was way above and beyond what was required. A perfect example is when hurricanes were coming and he called to check if I paid for insurance. I had no idea they freeze applying for cover for 30 days as the hurricanes roll in if you don't handle it in time. If he never went out of his way I would have never thought of that. So he's tactfully smart and genuinely cares. He got my mortgage approved within days and I can't praise the guy enough for the way he handled it. A top lender that will not let you down. Anyone in Brazoria County, TX thinking of getting a mortgage needs to hit him up.

My realtor recommended Denzil Davis to me back in 2018 and he's been my mortgage lender ever since. He got me approved for a conventional home loan and later refinanced my home in Houston, TX but he can honestly help you with all types of mortgages. So if you're looking for a well presented mortgage guy that is switched on and knows their stuff, then Denzil is a great lender to connect with. He's super knowledgeable and has done his homework when it comes to the community you're moving to and goes into such great detail about everything you need to feel comfortable with the mortgage you decide on. If he doesn't answer right away he is always quick to call back and he'll make time to talk about any concerns you may have, whether it's the future state of the housing market or about the different home loan options available to you, Denzil will have the answers! As a lender, you can expect Denzil to be very polite, super aware of what needs handling and able to provide sound mortgage advice every step of the way - From the home loan application, to choosing the right mortgage, to getting approved - He will work hard to get the right outcome whilst providing impeccable customer service throughout.

Denzil Davis is a phenomenal mortgage lender! He's so caring, considerate and patient. If you need someone to help you secure a home loan in Dickinson, TX then Denzil is the guy to call. He helped us to secure an FHA loan through the down payment assistance program and his customer service was 10/10. My background is in customer service, so I know what exceptional service is when I see it, and he exceeded that! From the very start I was impressed. He made me feel that he really cared about my well being and was determined to get me into a new home. I felt assured that he would be there every step of the way, and he was. He made sure that if I had any questions, I could call him anytime, and I did, and he would ALWAYS respond. He was very personable and it was clear throughout the loan application process that he would do all he could to help me, and he did. I can't thank him enough for the way he had my back because there were some things that I didn't understand but he would really take the time to explain everything and I can't thank him enough for that. I've already told people about him. I've told my daughter, my sister and everyone I know that If they're looking for a mortgage lender to buy a house then they need to hire Denzil.

Our realtor, Elizabeth Kyser connected us with Denzil when we needed help securing our home through the VA Loan program. She actually works in the same office as Denzil which was super convenient! This was our first time dealing with him but we would definitely use his services again, as well as Elizabeth, based on how hard they worked for us. A major thing I liked was that Denzil and his team seemed really motivated to get everything done quickly compared to issues we had selling our West Virginia house simultaneously. That sale kept hitting snags which jeopardized closing on our Texas home. But Denzil and Elizabeth totally saved the day by re-running numbers to approve us carrying both houses temporarily when our WV buyer was shown to be trying to commit mortgage fraud which we then had to put our house back on the market. I really thought we might lose the Texas house due to not selling our house in WV by closing date for the TX house. But Denzil didn't back down and found a way to push it through for us. It was really thanks to him and Elizabeth we became Texas homeowners! I was so impressed with the way they coordinated to ensure we could financially handle owning two homes in the interim. I'm just very thankful for Denzil going above and beyond when things got complicated. Other mortgage lenders may not have been so helpful but he really stuck by us. We 100% recommend Denzil (and our agent Elizabeth Kyser) to anyone buying in the League City area!

It took Denzil around 4 weeks to push through my FHA loan and I hardly had to lift a finger as he did most of the leg work. Overall I was very happy with his service. I'm based in Bay City, TX and this isn't my first mortgage but my realtor recommended Denzil to me so I took that as a good sign and he did not disappoint. He's efficient, professional, very communicative and always made himself available. If you're thinking about home ownership in Matagorda County and need a lender that can break everything down so you know exactly what you're walking into, then Denzil is very thorough at walking you through the home-loan process. Overall I was happy with his service.

Denzil Davis did a great job in helping me secure a conventional home loan for our new home in Houston, TX. Thanks to his professionalism he made me feel like everything was under control and I felt the entire loan application process went very smoothly, throughout He's a solid lender and made my mortgage easy to understand. If you're thinking about buying a home in Houston, TX, then Denzil is someone who is great at explaining things clearly, very professional and super courteous.

We found Denzil Davis very easy to work with. He's friendly, respectful and always available to answer your mortgage questions. If you need to get approved for a home-loan in Dickinson, TX then from my experience, Denzil is honestly the best mortgage lender! He is so knowledgeable and I didn't have a singular issue with him throughout the entire loan-application process. He's helped my Mother with mortgages in the past so when she recommended him, I knew we were in safe hands. I often work late but he will answer your calls no matter what time it is. As first time homebuyers, Denzil is just what you need. Some days he would take extra care to explain things to me and overall made the paperwork side of it easy to process.

Before meeting Denzil I thought he had to be good because my realtor said they had worked closely on a bunch of transactions and recommended him highly. As a business owner there are challenges with being self employed but he knew exactly how to handle it and supported us with our profit and loss sheet to show our proof of income which really helped to push the home loan through. Overall the mortgage process went smoothly thanks to Denzil. He's fast and very efficient. If it wasn't for the sellers requesting a longer closing, we would have had the mortgage wrapped up much sooner. If you need a mortgage lender in League City who specifically handles FHA loans then you can trust Denzil will take care of it. He picks up the phone day or night and is always willing to help!

Denzil was such a great help during my FHA process in Baytown, TX. He truly went above and beyond to make me feel like a valued customer, with his attention to detail and personal touch. From the very beginning it was clear that he and his team were dedicated to getting me the home loan I needed to close on my new house as soon as possible. Whenever I had a question or concern, Denzil was always there to help, providing detailed explanations - He's super knowledgeable when it comes to mortgages. I was so impressed with his ability to expedite the loan application process without compromise. If you are looking for a reliable lender in Texas then I would highly recommend Denzil and his team. The FHA loan was the perfect option for me but they will work hard to determine what's right for you. Thank you Denzil and team!!!

Speed and knowledge