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Our team of dedicated loan originators are committed to finding the best options for you

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What our Others are Saying

Some great testimonials from our clients

AB
Ayrin Bradi Sykes
KYLE TX
2 months ago

Shawn was absolutely wonderful. He made an intimidating process feel easy and doable. He metaphorically held our hands the whole time. Seriously, no notes. Shawn and his team are 10/10!

LF
latamusx forever
3 months ago

Shawn and his team are exactly what any person going through the home-buying experience is looking for. Every one of my calls was answered by a live person, and every one of my questions was answered promptly. If I needed to talk to Shawn, it was never more than 20 minutes, and I had him on the phone. I was kept informed on every step of my loan process and advised on ways to make other parts of my journey go smoothly as well. I would tell anyone looking to buy a home that working with NRL is the way to go. Home buying can be a stressful and even bumpy ride; knowing that your financing is being taken care of makes it a lot less so. NRL and Shawn Muncy is the way to go.

RJ
Robert Jerome Woodard
EL LAGO TX
3 months ago

Marc Elliot was and is absolutely phenomenal. We started our home buying experience exactly twenty one days ago. His knowledge base was extraordinary. My wife and I had many questions throughout the process, and it didn’t matter what time of day or night it was. He answered a text or phone call within minutes or at the latest within an hour. His entire team and our agent Emily Prince are hands down, bar none and fade all the absolute best.

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Why choose NRL?

What we do is important, but what defines us is how we do it. We strive to earn your
business for life by doing things right and doing them well.

Speed

We never miss a beat. We tackle complexities with expertise, making quick and accurate decisions that help you get to closing and into your new home faster. We provide proactive communication and support that keeps the process moving by being accessible 24 hours a day, 7 days a week.

Selection

Love where you live with a loan that fits your life. Your NRL loan originator takes the time to understand your needs, status and long-term goals to find the loan that makes the most sense for you and your family. We offer a multitude of loan programs and innovative lending solutions to make home ownership accessible to more families.

Service

We are a mortgage company made up of homeowners. Most of us at NRL have been where you are right now, and we want to help you feel confident in navigating the mortgage process. Simply put, we treat you the way we would want to be treated. Every NRL associate involved in your mortgage process takes ownership in providing enthusiastic, reliable service every step of the way

We are NRL

"Even though we’re a mortgage company, our loan programs aren’t our product. Our true product is the experience we create for our borrowers. We differentiate ourselves with the level of care and consideration we put into every relationship. We never let ourselves forget that at the heart of every transaction is a home, a family, and a life decision. We see every loan we close as an opportunity to make a positive impact.”

– Ron Zach, President & Chairman of the Board

Reliability Matters

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Loan Types

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3%

Down Payment Minimum

Conventional Loans

Our most popular loan type

A conventional loan is one that is not backed by the government. Conventional programs come in a variety of options.

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10%

Down Payment Minimum

Jumbo Loans

Our most popular loan type

A conventional loan is one that is not backed by the government. Conventional programs come in a variety of options.

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1%

Down Payment Minimum

VA Loans

Our most popular loan type

A conventional loan is one that is not backed by the government. Conventional programs come in a variety of options.

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3%

Down Payment Minimum

USDA Loans

Our most popular loan type

A conventional loan is one that is not backed by the government. Conventional programs come in a variety of options.

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2%

Down Payment Minimum

FHA Loans

Our most popular loan type

A conventional loan is one that is not backed by the government. Conventional programs come in a variety of options.

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2%

Down Payment Minimum

Other Loans

Our most popular loan type

A conventional loan is one that is not backed by the government. Conventional programs come in a variety of options.

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Buying with Certainty Guide

The process of buying a home may seem daunting, but it doesn’t have to be.

We designed our guide to provide you with reliability and certainty during unsure times to help you understand the lending process and exactly what to expect.

Contact Us

1220 Augusta Dr.
Houston, TX 77057
Phone: 1-800-675-6423 
contact@nrlmortgage.com